Prevent Credit Card Fraud With Bin List Internet Articles | December 29 Wholesale Raekwon McMillan Jersey , 2011 Fraud is a criminal activity that can get out of control if nothing is done. This is because it's actually easy for someone to use a stolen card to buy something online. All that is needed is the car...
Fraud is a criminal activity that can get out of control if nothing is done.
This is because it's actually easy for someone to use a stolen card to buy something online. All that is needed is the card number and a security code and the transaction can take place. If the card is found to be stolen, the bank will inevitably issue a charge back, and the funds will be returned to the original card owner.
The problem is Wholesale Kenny Stills Jersey , the goods have already been delivered. It's unlikely that such goods can ever be recovered. If the purchase takes up thousands of dollars, the retailer may have to write the transaction off as bad debt (an expense). On top of that, the bank charges a fee whenever it issues a charge back. Guess who pays for this fee? That's right - the retailer. So the retailer lost the goods Wholesale Cameron Wake Jersey , and now has to pay charge back fees! This is a form of injustice that retailers have to face when managing their businesses on a day to day basis.
So what can be done about such fraudulent transactions?
Fortunately, the BIN list can be a highly effective solution. What is a BIN list? A BIN list is also commonly known as a BIN database. BIN is short for Bank Identification Numbers. In other words, this is a database that contains valid card information that can be used for verification purposes. For example Wholesale Reshad Jones Jersey , a card reported as stolen will marked as invalid and when a check is performed, the transaction will fail. This helps to prevent fraud before it can happen, which is useful to all business owners (especially those who conduct business online).
The database contains information about Amex cards Wholesale Minkah Fitzpatrick Jersey , VISA cards, etc. When a transaction takes place, a quick check is done in real time to see if the card being used is a valid one. If it's not Wholesale Michael Deiter Jersey , the transaction is rejected immediately. As the saying goes, "prevention is better than cure." Preventing fraud from taking place is definitely much better than having to try to recover goods that have already been sent out.
How can this solution be implemented?
If you have your own team of web developers, you can buy the database for a one-time fee and integrate it with the back end of the website. Once the database is installed Wholesale Christian Wilkins Jersey , make sure you check all transactions with a script before approving them. If a card fails the check, the script should reject the transaction immediately.
Another option is to use the BIN list API to perform checks. This is an easier solution if you don't have tech savvy developers to back you up. Implementation is a lot easier since you do not need to install anything on your own website. Article Tags: Charge Back
Semiconductor Inspection Systems Market - Positive Long-Term Growth Outlook 2016 - 2024 Technology Articles | December 21, 2016
Semiconductor Inspection Systems Market demand is augmented by rise in demand for high performing and low cost semiconductors; growing complexity of the process and design of semiconductor chip is also significant factor in growth of the market for semiconductor inspection systems.
Various Kinds of Inspection are required in semiconductor industry production line: on-line inspection Cheap Kalen Ballage Jersey , critical dimension-measurement, and in-line inspection. Semiconductor Inspection System is the equipment used in manufacturing process of semiconductor device to detect the failure. Complete development of semiconductor device involves large manufacturing process. A failure at one step of the process, means to interrupt the subsequent step to avoid production of defective product. Hence insertion of inspection systems at the pivotal points of the process will ensure process moves to next step after confirming no defect at current step. Otherwise the production is interrupted if failure in the device is detected and the cause is determined followed by defect removal. Once the defect is sufficiently removed Cheap Durham Smythe Jersey , the process is advanced to the next step in the process. Main defects in the semiconductor manufacturing process are pattern defects and small particles on semiconductor wafer.
Semiconductor Inspection System detects both the pattern defects and physical defects (foreign substances like particles) by obtaining the coordinates(X, Y) of the defect’s position. Determining position (Coordinates) on the wafer is the primary role of the Semiconductor Inspection System. Inspection can be done on both patterned and bare wafer. Inspection systems for patterned and non-patterned wafer have different configurations. Based on configuration patterned inspection systems are categorized as bright field, electron beam Cheap Jason Sanders Jersey , and dark field inspection systems. Non-patterned inspection system is used in equipment check by dummy wafers for cleanliness monitoring of the equipment. Physical Defects that are caused by foreign particle are called random defects as their position (i.e. coordinates) cannot be determined. On the other hand systematic defects are the defects which are result of exposure and conditions of the mask. They occur at the same position and hence are detectable by the inspection systems. These inspection systems are hence indispensable to maintain production yield of semiconductors.
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